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Instant Payment is coming in 2018 — will it pay off?

On January 13, 2018, the EU’s revised directive on payment services, PSD2 , will come into effect. It entails an obligation for banks to make available Instant Payments – i.e. payments in real time – throughout Europe. Money must trans­ferred within 10 seconds and 365÷24÷7. But what does this mean for financial insti­tu­tions, retailers, consumers and […]

Megatrend inter­con­nec­tivity: the conse­quences for companies

Inter­con­nec­tivity is incre­a­singly impacting businesses and consumers at various levels. The spectrum of possi­bi­lities ranges from connected products, production processess and facilities to the inter­con­nection of people in all profes­sional and private environ­ments. The project “Digital Living” helps gain a compre­hensive overview of develo­p­ments and conse­quences for companies. They are discussed and illumi­nated from different angles. […]

Project “Technical Textiles”

Technical textiles are materials with special technical and functional properties and that meet precisely defined specific requi­re­ments. Although aesthetic and decorative features do not play a relevant role here, an incre­asing number of products provide a combi­nation of functional and decorative properties. The spectrum of charac­te­ri­stics, benefits and appli­ca­tions includes: Improved strength, perfor­mance or other properties of […]

Beyond megacities — Megatrend “Urbaniz­ation”

The develo­pment of urban centers and struc­tures is one of the megatrends that will parti­cu­larly impact the way people live in the future. Depending on regional and cultural circum­stances, this does not only apply to the develo­pment of megacities, but to all forms of urbaniz­ation. The megatrend of urbaniz­ation is closely linked to a number of […]

Working Worlds 2030

Our working world is under­going a dramatic change. Here, drivers are, among others, techno­lo­gical develo­pment and social change. In various projects, future_bizz has dealt with this develo­pment and created images of the workplace of the future. The project “Working Worlds 2030” identified impulses for the develo­pment of innovative business ideas and the creation of future jobs. […]

Future images 2020

In a series of projects, we shed a light on the trend area of digital living from different angles. Our starting point were two scenario studies on how people will live and work in 2020⁄2030. In subse­quent working steps, we examined this topic in a more detailed and incre­a­singly diffe­ren­tiated manner. Among others, we created in a compre­hensive design […]

“Care”: Exploring innovation potential for new business areas

Redefining “Care” opens up untapped innovation potential and growth areas for many industries, going far beyond health, care and wellness. “Care” is changing our working world the specific needs of highly diver­sified age groups. Furthermore, it is changing our requi­re­ments on essential goods and products as well as on our living environ­ments. “Care” has a personal, […]

Why it is time to rethink design — and to reinvent it

Tradi­tio­nally, creativity has been the domain of artists and designers. In conven­tional (and outdated) under­standing, design is something that is brought into play by management to perform a partial task, such as product design or adver­tising, packaging, etc. It has been one of many topics on the corporate agenda so far. No less, no more. But […]

‘Digital living — what companies need to prepare for

The digital world is changing the way customers research, order and pay for products and services – as well as how they give feedback on their “customer journey”. These increased possi­bi­lities lead to growing demands on services and products. Conse­quently, companies have to adjust their business models and respond to the develo­p­ments. Over the next […]

“Front End of Innovation” – with agility towards innovation excel­lence

How can companies master innovation instead of becoming obsolete? For this, we developed a reference model. It supports navigation in the “Font End of Innovation”, while at the same time providing access to a compre­hensive set of methods. This is important, because it is not possible to work in a linear and strictly process-oriented manner in the early […]